Alongside Maître Stéphanie Gaillard-Sérougne, Maître Florent Delphin has just published a new article in the September issue of ‘La lettre Conseils des notaires’ (Notaries’ Advice Letter). The subject: preparing your estate in the case of a blended family. As the two notaries explain: ‘Anticipating means protecting,’ and to do so, it is important to take certain measures, which they detail in their article.
As of 13 November 2025, bank charges at the time of inheritance will be regulated by a new law (loi n° 2025-415 du 13 mai 2025).
Under the terms of this law, bank charges when settling an estate will be waived in the following three cases:
An estate is considered complex when:
In cases where the exemption does not apply, the new law caps inheritance fees at 1% of the total balance of the deceased’s accounts and savings products. This charge is also limited to a maximum amount of €850 (revalued each year).
The new rules set out above apply to the following banking products:
However, SME Innovation accounts and Climate Future Savings Plans (PEAC) are not affected by these measures.
The apostille and legalisation procedure is evolving!
La Lettre Conseils des notaires published an article by Florent Delphin, co-written with his peer Stéphanie Gaillard-Serougne, in June 2025. In this article, they explain what legalisation and apostille are and how, in practice, they can be obtained.
To knom more, see “Apostille and legalisation, a new task for notaries”.
In order for a public document to be recognised abroad, it is often necessary to have it apostilled or legalised.
Until now, this was done by the courts. Since May 1st 2025, notaries are responsible for affixing the apostille. From September 1st, notaries will also be responsible for legalising documents.
To accompany this reform, new resources and procedures are being put in place, starting with the creation of centres responsible for centralising and processing all these requests. In Paris, the CLAP (Centre de la Légalisation et de l’Apostille de Paris) has opened its doors at 50 avenue Daumesnil 75012 PARIS.
But reform means new rules and new ways of doing things. Under decree no. 2021-1205 of 17 September 2021, France now provides e-apostilles and e-legalisations (as of 1st September).
To obtain them, simply go to the following website and follow the procedure : https://apostille.notaires.fr/.
If you also need your signature certified, you can ask your notary to carry out the certification and handle the apostille or legalisation request, to make the process easier and reduce delays.
After a year’s training provided by AUREP (Association Universitaire de Recherche et d’Enseignement sur le Patrimoine), Antoine Venneuguès has been awarded the diploma of “Expert en conseil patrimonial”.
The course, which focuses on a range of asset management issues such as life insurance, civil partnerships, taxation, various pension schemes and vulnerable persons, has enabled him to consolidate his academic achievements and develop a more global approach to asset management issues.
This year has also been an opportunity for him to enrich his relationships with the speakers and peers who share his career path.
From now on, Antoine intends to make the most of his new knowledge to advise his clients as effectively as possible in their search for secure and optimised investment solutions.
